Welcome to Bear City Capital (“Bear City Capital,” “we,” “us,” or “our”). By accessing or using our website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.
1. Website Information
The information provided on this website is for general informational purposes only. It does not constitute a commitment to lend, an offer of credit, financial advice, legal advice, tax advice, or an investment recommendation.
Loan programs, rates, terms, loan amounts, and funding timelines are subject to change and may vary based on the property, borrower, transaction, underwriting requirements, and applicable laws.
2. Financing Disclaimer
Submitting an inquiry or application does not guarantee approval or funding. All financing is subject to underwriting, documentation, property evaluation, and final approval.
Any examples of loan amounts, financing percentages, rates, or terms shown on the website are for illustrative purposes only and are not guaranteed.
Loan programs, rates, terms, loan amounts, and funding timelines are subject to change and may vary based on the property, borrower, transaction, underwriting requirements, and applicable laws.
3. Information You Provide
You agree to provide accurate and complete information when submitting an inquiry or application. Bear City Capital may use the information you provide to evaluate your financing request and, where appropriate, connect you with lending partners or funding sources.
Providing false or misleading information may result in the denial of your financing request.
Any examples of loan amounts, financing percentages, rates, or terms shown on the website are for illustrative purposes only and are not guaranteed.
Loan programs, rates, terms, loan amounts, and funding timelines are subject to change and may vary based on the property, borrower, transaction, underwriting requirements, and applicable laws.
4. Communications
By submitting your contact information, you agree that Bear City Capital or its authorized representatives may contact you regarding your inquiry, financing options, or related services by phone, email, or text message, subject to applicable law.
Marketing communications may be opted out of at any time by following the unsubscribe or opt-out instructions provided.
5. SMS Terms of Service
By opting in to receive SMS messages from Bear City Capital through our website, web forms, or other communication methods, you agree to receive text messages, which may include marketing and promotional messages, financing opportunities, loan program information, responses to inquiries, follow-ups, and updates regarding our services.
Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP to any message.
For assistance, reply HELP or visit www.bearcitycapital.com/terms-conditions.
Marketing communications may be opted out of at any time by following the unsubscribe or opt-out instructions provided.
6. Third-Party Links
Our website may contain links to third-party websites or services. Bear City Capital is not responsible for the content, accuracy, security, or privacy practices of third-party websites.
7. Intellectual Property
All website content, including text, logos, graphics, images, and other materials, is owned by or licensed to Bear City Capital and may not be copied, reproduced, distributed, or used without prior written permission.
8. Disclaimer of Warranties
The website is provided on an “AS IS” and “AS AVAILABLE” basis. Bear City Capital does not guarantee that the website will always be accurate, available, secure, or error-free.
To the maximum extent permitted by law, Bear City Capital is not responsible for indirect, incidental, or consequential losses arising from your use of the website or reliance on information provided through it.
9. Changes to These Terms
We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.
